Just like housing benefits, you may qualify for cheap or even free health insurance. There are plenty of low income insurance types and plans available. The first options you’ll want to consider are part of the federal health care program. These include:
- Medicaid – This medical assistance program offers low-cost or completely free healthcare depending on your income. Individuals and families can save hundreds of dollars while still receiving the same essential services like hospital and preventive care.
- Medicare – This federal health insurance program covers Americans who are 65 years of age or older, as well as citizens with disabilities or End-Stage Renal Disease (ESRD). Members receive hospital and preventive care, and they can add prescription coverage and more to their plans.
- CHIP – If you do not qualify for Medicaid but cannot afford private insurance, the Children’s Health Insurance Program (CHIP) has your kids covered. CHIP provides essential coverage to all members, including hospital care, preventive treatment and more.
You can sign up for Medicaid online for maximum convenience. Medicare and CHIP also have online application portals. The federal healthcare programs have a streamlined application process to help you start receiving benefits ASAP.